Economy & Market

Why I Recommend Regular Plans Over Direct Plans (And When I Don’t)

Taresh Bhatia - August 23, 2025

Financial Planning Starting

How to Stop Procrastinating While Planning Finances: 7-Step Guide

Retirement Planning

How to “Enjoy” Your Golden Years: 9 (Step-by-Step) Retirement Rules

Financial Education

How to Set Your Priorities for Financial Success: 4 Proven Methods I Use with My Clients

Financial Freedom

How I Helped My Clients Gain Independence from Their Financial Fears—Across Every Age Group in India

Taresh Bhatia - August 14, 2025 0

✨ Introduction: Why This Article Matters Now More Than Ever Each year around Independence Day, I reflect deeply—not just on our country's freedom, but on...

Personal Finance

How to Prepare a Living Will as a Couple?

Taresh Bhatia - July 1, 2025 0

Why This Blog? My Personal Thoughts as a Financial Freedom Coach As a CERTIFIED FINANCIAL PLANNER™ working closely with Indian couples, I often help them...

Personal Finance

How Do the Affluent Indians Save and Invest to Be Rich, Wealthy, and Wise? Learn the Top 11 Habits to Meet the Financial Goals

Taresh Bhatia - June 18, 2025 0

Introduction: When Having Money Isn’t Enough As a CERTIFIED FINANCIAL PLANNER® and mentor to some of India’s top professionals and business families, I’ve often encountered...

How to Differentiate Your Risk Capacity vs Your Risk-Taking Capacity? 11 Lessons to Learn and Accordingly Invest

June 14, 2025

How to Plan Your Happiness Life with Top 10 Money Strategies

April 29, 2025

How to Implement My Top 10 Practical Strategies for Navigating the Complexities of Investing and Making Sound Decisions to Achieve Financial Freedom

March 22, 2025

How to Paint Your Financial Freedom Canvas with 11 Lessons for a Richer Life

March 15, 2025

THE RICHNESS PRINCIPLES

Economy & Market

Why I Recommend Regular Plans Over Direct Plans (And When I Don’t)

Taresh Bhatia - August 23, 2025 0

The Coffee Conversation That Started It All It was a crisp winter morning in Gurugram. I was sitting at my favourite corner table in a...

Financial Planning Starting

How to Stop Procrastinating While Planning Finances: 7-Step Guide

Taresh Bhatia - August 21, 2025 0

Introduction: The Weight of “Later” Every week, I hear a version of this from one of my clients: “Taresh, I know I need to start investing…...

How to “Enjoy” Your Golden Years: 9 (Step-by-Step) Retirement Rules

August 19, 2025

How to Set Your Priorities for Financial Success: 4 Proven Methods I Use with My Clients

August 16, 2025

How I Helped My Clients Gain Independence from Their Financial Fears—Across Every Age Group in India

August 14, 2025

How to Plan Succession as a Couple with WILL, TRUST, GIFT in 7 Guided Steps

August 12, 2025

MUTUAL FUNDS

Mutual Funds & SIPs

How to Get Started with Mutual Fund Investment: 21 Lessons for Beginners

Taresh Bhatia - July 30, 2025 0

When I began my journey of financial planning decades ago, I realized something profound. Most people aren’t looking for excitement in investing. They’re looking...

Mutual Funds & SIPs

Why Mutual Fund Assets in India Crossing ₹65 Trillion in Financial Year 2025 Is an Inspiration for Mutual Fund Investors

Taresh Bhatia - June 5, 2025 0

Introduction: Why This Number Matters to Me and You As a Certified Financial Planner and founder of The Richness Academy, I often say this to...

How I’m Guiding My Clients After May 2025: 11 Market Highlights & 5 Smart Mutual Fund Strategies

June 3, 2025

How I Help My Clients Find Tax-Efficient Alternatives to Liquid Funds and Maximize Their Returns

May 3, 2025

How Akshaya Tritiya Inspired Me to Start Investing in Gold Funds (And Why You Should Too)

April 30, 2025

Taresh Action Plan for Indian Mutual Fund Investors: Navigating the Equity Outlook for December 2024

December 14, 2024

INSURANCE

Insurance

Why Health Insurance Premiums Are Rising in India — and How I Help Couples Choose Smarter Policies With 14 Essential Features Most People Miss

Taresh Bhatia - July 14, 2025 0

As a CERTIFIED FINANCIAL PLANNER™ and founder of The Richness Academy, I often get this frustrated question from my clients: “Taresh, why is my health...

Insurance

How to Effectively Take a Health Insurance Claim When You Have Both a Corporate and a Personal Health Insurance Policy

Taresh Bhatia - June 7, 2025 0

Introduction: My First Health Claim Confusion (And What I Learned) Years ago, when a close family member needed hospitalization, I assumed one health policy would...

How Can the PM-JAY Government Health Scheme Help Seniors of India with Rs. 5 Lakhs Cashless Facility Without Spending on Any Premium?

December 16, 2024

How to Ensure Your Health Insurance Policy Always Serves You: The Power of a Timely Review

September 21, 2024

Why You Should Take a Separate Health Insurance for Your Parents: (A Step-by-Step Guide)

August 27, 2024

How to Buy Insurance: A Comprehensive Guide for Financial Security

August 24, 2024

RETIREMENT PLANNING

Financial Planning Starting

How to Stop Procrastinating While Planning Finances: 7-Step Guide

Taresh Bhatia - August 21, 2025 0

Introduction: The Weight of “Later” Every week, I hear a version of this from one of my clients: “Taresh, I know I need to start investing…...

Budgeting & Saving

How the Rich Build a Joyful, Guilt-Free Relationship with Their Expenses: A 7-Step Indian Guide

Taresh Bhatia - August 9, 2025 0

“Taresh, I’ve spent my entire life counting rupees. Now, when I finally have enough, I don’t even feel like spending.” This confession came from a...

How Do These 11 Top Strategies Help Servicemen Plan Their Financial Life Post Retirement

June 12, 2025

How to Retire Well and Live Happily While Being Financially Free with 9 Powerful Strategies

May 26, 2025

How to Defend Your Will: Key Legal Steps to Safeguard Your Family’s Interests

February 23, 2025

How to Plan Your End of Life to Make It Easy for Your Loved Ones

January 28, 2025

INCOME TAX

Investment Basics

How I Use Debt Funds to Help Retirees Get a Steady Monthly Income—Without Worrying About Market Volatility

Taresh Bhatia - July 16, 2025 0

I Recently Met a Retired Client Who Needed a Reliable Monthly Income—Here’s What I Suggested As a CERTIFIED FINANCIAL PLANNER™, I often meet retirees or...

Investment Basics

July Investment Outlook: What You Should Know Before Investing This Month

Taresh Bhatia - July 4, 2025 0

Dear Investor, As we step into July, I want to share something important with you—in very simple words—so you can make better decisions for your...

How to Calculate Tax on Equity Capital Gains When It’s Your Only Income in FY 2024-25

June 27, 2025

What Are the Top Market Update Indicators for June 2025 and Their Top 11 Implications for Mutual Fund Investors?

June 20, 2025

How Does the RBI Rate Cut Help Mutual Fund Investors?

June 6, 2025

How to Navigate the May 2025 Market Update: Why Staying Invested in India is Still a Smart Move

May 21, 2025

BOOKS & FILMS

Tools, Templates, Books & Films

How “The Geometry of Wealth” by Brian Portnoy Shapes a Life of Money and Meaning

Taresh Bhatia - September 14, 2024 0

Introduction As a financial planner and coach, I often emphasize the importance of accumulating wealth and finding meaning and purpose in our financial journeys. Brian...

Tools, Templates, Books & Films

How to Transform Your Life with Purpose: Lessons from “Mindful Self-Discipline” by Giovanni Dienstmann

Taresh Bhatia - September 13, 2024 0

In a world filled with distractions, finding focus and staying disciplined can seem like a daunting challenge. Giovanni Dienstmann's book, "Mindful Self-Discipline: Living with...