Blog

The Rich Money Vision Board 2026: A 21-Step Guide to Financial Clarity, Calm, and Consistency

Taresh Bhatia - January 18, 2026

Blog

11 Steps to Insuring Cancer Treatment: A Comprehensive, Defined & Transparent Guide for Indian Families

Financial Planning Starting

Why a Positive Mindset Is the Real Foundation of Financial Planning

Mutual Funds & SIPs

Stepping Out of Hibernation: What 2026 Really Means for Mutual Fund Investors

Financial Freedom

How to Plan Buying Your House: 21-Point Checklist of Cost, EMI, Maintenance and Upgrades (Beginner’s Guide)

Taresh Bhatia - December 23, 2025 0

Buying a house is not just a financial decision. It is an emotional milestone, a social statement, and often the single largest financial commitment...

Financial Freedom

Upskill or Get Outdated: CFP Skills to Stay Ahead in 2025

Taresh Bhatia - October 11, 2025 0

Introduction: Why Standing Still is Falling Behind The world of personal finance is changing faster than ever. In just the past few years, we’ve seen...

6 Steps to Financial Clarity: A CFP’s Blueprint for Financial Planning

October 4, 2025

Energy Is Thought in Motion: How Your Mind Creates Your Money, Career, and Life Results

September 28, 2025

Why You Need a Plan, a Direction, a Saarthi, and Cash Flow Clarity for Financial Freedom

September 3, 2025

How to Get Financial Fitness in 11 Easy Steps: (Step by Step Guide)

August 30, 2025

Personal Finance

Does a WILL Supersede Joint Accounts After Death or Divorce? What Every Indian Family Must Know

Taresh Bhatia - December 27, 2025 0

Introduction: The Most Common (and Dangerous) Assumption I See Over the last three decades of advising Indian families, there is one sentence I hear repeatedly—and...

Personal Finance

The “50% Basic Pay” Rule: How India’s New Labour Codes (Effective Nov 21, 2025) Impact

Taresh Bhatia - December 4, 2025 0

Did your November salary suddenly look slimmer… even though your CTC on paper is exactly the same? You’re not alone. From 21 November 2025, India’s new labour...

How to Make Your Financial Documents Safe in a Digital Locker (An Easy Access Guide For Your Successors)

November 26, 2025

From Redundancy to Resilience: The Three Buckets of Wealth Every 40s Professional Needs

October 1, 2025

When Life Tests You: Turning Financial Disasters into Opportunities with Optimism

September 30, 2025

11 Money Principles Every Indian Family Must Know

September 25, 2025

THE RICHNESS PRINCIPLES

Blog

The Rich Money Vision Board 2026: A 21-Step Guide to Financial Clarity, Calm, and Consistency

Taresh Bhatia - January 18, 2026 0

1) Why you need a vision board or vision book A Money Vision Board is not a poster. It is a process of becoming. The...

Blog

11 Steps to Insuring Cancer Treatment: A Comprehensive, Defined & Transparent Guide for Indian Families

Taresh Bhatia - January 16, 2026 0

Introduction: Why Cancer Insurance Is Not a “Product Choice” but a Life Decision Over the last two decades as a CFP, I have seen many...

Why a Positive Mindset Is the Real Foundation of Financial Planning

January 14, 2026

Stepping Out of Hibernation: What 2026 Really Means for Mutual Fund Investors

January 12, 2026

What Happened in the Economy & Markets (Taresh Market Update as on 5th Jan 2026)

January 10, 2026

Gifting Mutual Funds to Save Tax: Strategy, Rules, and Real-World Truths Every Indian Investor Must Know

January 8, 2026

MUTUAL FUNDS

Mutual Funds & SIPs

Stepping Out of Hibernation: What 2026 Really Means for Mutual Fund Investors

Taresh Bhatia - January 12, 2026 0

For the last few years, many investors have been asking me the same question in different forms: “Markets are not falling… but they are not...

Mutual Funds & SIPs

Gifting Mutual Funds to Save Tax: Strategy, Rules, and Real-World Truths Every Indian Investor Must Know

Taresh Bhatia - January 8, 2026 0

For years, I have watched one sentence quietly mislead Indian investors: “Gift mutual funds and save tax.” On the surface, it sounds elegant. Smart, even. But like...

How to Gift Mutual Funds Easily: Step-by-Step Guide for Indian Investors

December 13, 2025

7 Reasons Equity Mutual Funds Beat Real Estate in 2026 (India’s New Tax Era)

December 11, 2025

From FDs to Financial Freedom with Mutual Funds & SIP Strategy (11 Steps to Wealth)

December 9, 2025

How to Gift Mutual Funds Easily: Step-by-Step Guide for Indian Investors

December 1, 2025

INSURANCE

Insurance

How to Effectively Insure Your Home: 21 Mistakes to Avoid (A Beginner’s Guide for Indians)

Taresh Bhatia - September 8, 2025 0

Owning a home is one of life’s proudest milestones for Indian families. Whether it is a flat in Gurugram, a bungalow in Bengaluru, or...

Insurance

Why Health Insurance Premiums Are Rising in India — and How I Help Couples Choose Smarter Policies With 14 Essential Features Most People Miss

Taresh Bhatia - July 14, 2025 0

As a CERTIFIED FINANCIAL PLANNER™ and founder of The Richness Academy, I often get this frustrated question from my clients: “Taresh, why is my health...

How to Effectively Take a Health Insurance Claim When You Have Both a Corporate and a Personal Health Insurance Policy

June 7, 2025

How Can the PM-JAY Government Health Scheme Help Seniors of India with Rs. 5 Lakhs Cashless Facility Without Spending on Any Premium?

December 16, 2024

How to Ensure Your Health Insurance Policy Always Serves You: The Power of a Timely Review

September 21, 2024

Why You Should Take a Separate Health Insurance for Your Parents: (A Step-by-Step Guide)

August 27, 2024

RETIREMENT PLANNING

Financial Planning Starting

Why a Positive Mindset Is the Real Foundation of Financial Planning

Taresh Bhatia - January 14, 2026 0

Seven Principles That Quietly Decide Your Money Outcomes For more than two decades of working with Indian families, professionals, entrepreneurs, and retirees, I have noticed...

Financial Planning Starting

How to Take Important Money Decisions (Five Easy Steps)

Taresh Bhatia - January 6, 2026 0

A practical framework I use with families to reduce regret, stress, and financial confusion Introduction: Why Most Money Decisions Create Stress, Not Wealth Over the years,...

From “I Can’t Afford It” to “I’m Planning for It”:

December 25, 2025

Two Roads. One Retirement. A Story of Direction, Discipline & the Power of Planning

December 17, 2025

How to Avoid Financial Stress: (A Step-by-Step Guide for Salaried Professionals & Homebuyers)

December 2, 2025

My CFP Journey: Empowering Families Through Ethical Financial Planning

October 16, 2025

INCOME TAX

Investment Basics

Taresh, is now a good time to invest, or should I wait?

Taresh Bhatia - December 4, 2025 0

Indian Equity Markets: Valuations, Trends & What Investors Should Do Now Over the past few months, I’ve been studying multiple valuation models, macroeconomic indicators, and...

Investment Basics

Living a Life of Greatness: My Journey to Financial Freedom and How You Can Build Yours Too

Taresh Bhatia - September 27, 2025 0

Introduction: Why "Greatness" Is Personal I am Taresh Bhatia — CFP, founder of The Richness Academy, and author of The Richness Principles. My journey from...

How I Use Debt Funds to Help Retirees Get a Steady Monthly Income—Without Worrying About Market Volatility

July 16, 2025

July Investment Outlook: What You Should Know Before Investing This Month

July 4, 2025

How to Calculate Tax on Equity Capital Gains When It’s Your Only Income in FY 2024-25

June 27, 2025

What Are the Top Market Update Indicators for June 2025 and Their Top 11 Implications for Mutual Fund Investors?

June 20, 2025

BOOKS & FILMS

Tools, Templates, Books & Films

How “The Geometry of Wealth” by Brian Portnoy Shapes a Life of Money and Meaning

Taresh Bhatia - September 14, 2024 0

Introduction As a financial planner and coach, I often emphasize the importance of accumulating wealth and finding meaning and purpose in our financial journeys. Brian...

Tools, Templates, Books & Films

How to Transform Your Life with Purpose: Lessons from “Mindful Self-Discipline” by Giovanni Dienstmann

Taresh Bhatia - September 13, 2024 0

In a world filled with distractions, finding focus and staying disciplined can seem like a daunting challenge. Giovanni Dienstmann's book, "Mindful Self-Discipline: Living with...