Financial Planning Starting

My CFP Journey: Empowering Families Through Ethical Financial Planning

Taresh Bhatia - October 16, 2025

Financial Freedom

Upskill or Get Outdated: CFP Skills to Stay Ahead in 2025

Mutual Funds & SIPs

Best Mutual Funds to Invest in 2025 — What Apps Won’t Tell You (From a CFP®)

Financial Planning Starting

Gold: The Shining Investment — Dhanteras & Diwali 2025 Edition

Financial Freedom

Upskill or Get Outdated: CFP Skills to Stay Ahead in 2025

Taresh Bhatia - October 11, 2025 0

Introduction: Why Standing Still is Falling Behind The world of personal finance is changing faster than ever. In just the past few years, we’ve seen...

Financial Freedom

6 Steps to Financial Clarity: A CFP’s Blueprint for Financial Planning

Taresh Bhatia - October 4, 2025 0

Introduction: Why Clarity is the Foundation of Wealth I often meet families who come to me with stacks of investment statements, insurance policies, and tax...

Energy Is Thought in Motion: How Your Mind Creates Your Money, Career, and Life Results

September 28, 2025

Why You Need a Plan, a Direction, a Saarthi, and Cash Flow Clarity for Financial Freedom

September 3, 2025

How to Get Financial Fitness in 11 Easy Steps: (Step by Step Guide)

August 30, 2025

How I Helped My Clients Gain Independence from Their Financial Fears—Across Every Age Group in India

August 14, 2025

Personal Finance

From Redundancy to Resilience: The Three Buckets of Wealth Every 40s Professional Needs

Taresh Bhatia - October 1, 2025 0

At 45, life often feels settled for a mid-career professional in India. A steady corporate job brings a sense of security. You might have...

Personal Finance

When Life Tests You: Turning Financial Disasters into Opportunities with Optimism

Taresh Bhatia - September 30, 2025 0

Introduction: Why Optimism is the Real Currency of Financial Freedom I often say this in my sessions at The Richness Academy: An optimistic person sees an...

11 Money Principles Every Indian Family Must Know

September 25, 2025

How to Recover from Financial Losses and Build a Path to Recovery: A 9-Step Guide

September 24, 2025

How to Prepare a Living Will as a Couple?

July 1, 2025

How Do the Affluent Indians Save and Invest to Be Rich, Wealthy, and Wise? Learn the Top 11 Habits to Meet the Financial Goals

June 18, 2025

THE RICHNESS PRINCIPLES

Financial Planning Starting

My CFP Journey: Empowering Families Through Ethical Financial Planning

Taresh Bhatia - October 16, 2025 0

Introduction: From Career to Calling When I look back at my journey as a CFP, I see more than a career — I see a...

Financial Freedom

Upskill or Get Outdated: CFP Skills to Stay Ahead in 2025

Taresh Bhatia - October 11, 2025 0

Introduction: Why Standing Still is Falling Behind The world of personal finance is changing faster than ever. In just the past few years, we’ve seen...

Best Mutual Funds to Invest in 2025 — What Apps Won’t Tell You (From a CFP®)

October 10, 2025

Gold: The Shining Investment — Dhanteras & Diwali 2025 Edition

October 9, 2025

Integrity in Action: How CFP Ethics Build Client Trust

October 8, 2025

The Quiet Revolution in Mutual Fund Investing (October 2025)

October 7, 2025

MUTUAL FUNDS

Mutual Funds & SIPs

Best Mutual Funds to Invest in 2025 — What Apps Won’t Tell You (From a CFP®)

Taresh Bhatia - October 10, 2025 0

What Apps Don't Teach You About Mutual Fund Investing — Insights from a CFP 41 Questions Answered: An Interview With Taresh Bhatia Why I Wrote This...

Mutual Funds & SIPs

Real Estate vs Mutual Funds — What’s Smarter: (Buy a Second House or Invest ₹1 Crore)

Taresh Bhatia - October 6, 2025 0

Introduction: The Second-House Myth I Grew Up With When I was in my late 20s, every conversation around money with my relatives in Delhi ended...

FDs vs Mutual Funds 2025: Maximise Returns with Smart Allocation

September 20, 2025

How I Select the Right Mutual Funds for My Clients: A CFP’s Perspective

September 16, 2025

How to Get Started with Mutual Fund Investment: 21 Lessons for Beginners

July 30, 2025

Why Mutual Fund Assets in India Crossing ₹65 Trillion in Financial Year 2025 Is an Inspiration for Mutual Fund Investors

June 5, 2025

INSURANCE

Insurance

How to Effectively Insure Your Home: 21 Mistakes to Avoid (A Beginner’s Guide for Indians)

Taresh Bhatia - September 8, 2025 0

Owning a home is one of life’s proudest milestones for Indian families. Whether it is a flat in Gurugram, a bungalow in Bengaluru, or...

Insurance

Why Health Insurance Premiums Are Rising in India — and How I Help Couples Choose Smarter Policies With 14 Essential Features Most People Miss

Taresh Bhatia - July 14, 2025 0

As a CERTIFIED FINANCIAL PLANNER™ and founder of The Richness Academy, I often get this frustrated question from my clients: “Taresh, why is my health...

How to Effectively Take a Health Insurance Claim When You Have Both a Corporate and a Personal Health Insurance Policy

June 7, 2025

How Can the PM-JAY Government Health Scheme Help Seniors of India with Rs. 5 Lakhs Cashless Facility Without Spending on Any Premium?

December 16, 2024

How to Ensure Your Health Insurance Policy Always Serves You: The Power of a Timely Review

September 21, 2024

Why You Should Take a Separate Health Insurance for Your Parents: (A Step-by-Step Guide)

August 27, 2024

RETIREMENT PLANNING

Financial Planning Starting

My CFP Journey: Empowering Families Through Ethical Financial Planning

Taresh Bhatia - October 16, 2025 0

Introduction: From Career to Calling When I look back at my journey as a CFP, I see more than a career — I see a...

Financial Planning Starting

Gold: The Shining Investment — Dhanteras & Diwali 2025 Edition

Taresh Bhatia - October 9, 2025 0

Introduction This article index ✅ Cultural opening + Dhanteras context ✅ All investment options with pros / cons ✅ GST on buying gold ✅ Income-tax rules on selling +...

How to Enhance the Likelihood of Achieving Financial Goals by Cultivating Smarter Investment Habits (Top 7 Fundamental Principles)

September 29, 2025

Master the Six Pillars of Financial Planning: Your Ultimate Guide

September 18, 2025

How to Empower Your Own Financial Planning: (A Step-by-Step Blueprint for Beginners)

September 5, 2025

How to Stop Procrastinating While Planning Finances: 7-Step Guide

August 21, 2025

INCOME TAX

Investment Basics

Living a Life of Greatness: My Journey to Financial Freedom and How You Can Build Yours Too

Taresh Bhatia - September 27, 2025 0

Introduction: Why "Greatness" Is Personal I am Taresh Bhatia — CFP, founder of The Richness Academy, and author of The Richness Principles. My journey from...

Investment Basics

How I Use Debt Funds to Help Retirees Get a Steady Monthly Income—Without Worrying About Market Volatility

Taresh Bhatia - July 16, 2025 0

I Recently Met a Retired Client Who Needed a Reliable Monthly Income—Here’s What I Suggested As a CERTIFIED FINANCIAL PLANNER™, I often meet retirees or...

July Investment Outlook: What You Should Know Before Investing This Month

July 4, 2025

How to Calculate Tax on Equity Capital Gains When It’s Your Only Income in FY 2024-25

June 27, 2025

What Are the Top Market Update Indicators for June 2025 and Their Top 11 Implications for Mutual Fund Investors?

June 20, 2025

How Does the RBI Rate Cut Help Mutual Fund Investors?

June 6, 2025

BOOKS & FILMS

Tools, Templates, Books & Films

How “The Geometry of Wealth” by Brian Portnoy Shapes a Life of Money and Meaning

Taresh Bhatia - September 14, 2024 0

Introduction As a financial planner and coach, I often emphasize the importance of accumulating wealth and finding meaning and purpose in our financial journeys. Brian...

Tools, Templates, Books & Films

How to Transform Your Life with Purpose: Lessons from “Mindful Self-Discipline” by Giovanni Dienstmann

Taresh Bhatia - September 13, 2024 0

In a world filled with distractions, finding focus and staying disciplined can seem like a daunting challenge. Giovanni Dienstmann's book, "Mindful Self-Discipline: Living with...