Dear Investor,
As we step into July, I want to share something important with you—in very simple words—so you can make better decisions for your mutual fund investments.
Indian Companies Are Doing Well Overall
Despite ups and downs in the global economy, Indian businesses are growing steadily.
• Many companies are making more profits than before.
• Most of them are growing smartly—not just by selling more, but by managing costs better.
• They are also expanding their factories, improving their services, and planning long-term without taking too much debt.
This is a good sign for long-term investors like you.
Which Sectors Are Doing Well?
Here are some sectors (types of businesses) that are showing good growth:
• Private Banks & Finance Companies – They are lending wisely and earning steadily.
• Healthcare – Hospitals, medicines, and diagnostics are in demand.
• Consumer Appliances – Products like air conditioners, washing machines, and electronics are selling well.
• Infrastructure & Capital Goods – Companies building roads, power systems, and industrial equipment are doing better.
• Real Estate – New projects and home buying are picking up again.
If your mutual fund is investing in these areas, that’s a positive signal.
Which Sectors Are Still Struggling?
A few sectors are facing challenges and not growing much:
• Oil & Gas – High global price pressure and slow growth.
• Automobiles – Car and tractor exports are facing a slowdown.
• Cement – Input costs are rising and affecting profits.
• Media and Entertainment – Still not fully back to pre-Covid growth.
• Insurance – Growth is a bit slow due to regulatory changes.
These sectors might take more time to recover.
What Should You Do?
If you are investing through mutual funds, here’s what I suggest:
- Continue your SIPs – Stay consistent. Long-term investing works best.
- Don’t worry about market noise – Markets go up and down, but profits are rising.
- Stick with diversified funds – Let the fund managers pick the right sectors for you.
- Review your investments once in a while – Or ask me to help if you’re unsure.
Remember, in mutual funds, you don’t need to pick the best sector yourself—the fund takes care of that. But knowing where growth is happening gives you confidence to stay invested.
Outlook for the Coming Months
• More companies are expected to increase their profits in the second half of the year.
• The festive season and rural demand will likely boost sales.
• Inflation is cooling, which helps all businesses.
Overall, July is a good time to stay invested and think long-term.
If you ever feel unsure about your investments, I’m just one message away. Let’s work together to make sure your money is growing the right way.
Join my live webinar to understand how you can create a rich, happy financial life:
www.CoupleFinanceFormula.in
Taresh Bhatia, CFP®
CERTIFIED FINANCIAL PLANNER™
Founder – The Richness Academy
Email: taresh@tareshbhatia.com
Website: www.tareshbhatia.com
The author of this article, Taresh Bhatia, is a Certified Financial Planner® and advocate for female empowerment. For more information and personalized financial guidance, please contact taresh@tareshbhatia.com
He has authored an Amazon best seller-“The Richness Principles”. He is the Coach and founder of The Richness Academy, an online coaching courses forum. This article serves educational purposes only and does not constitute financial advice. Consultation with a qualified financial professional is recommended before making any investment decisions. An educational purpose article only and not any advice whatsoever.
©️2025: All Rights Reserved. Taresh Bhatia. Certified Financial Planner®
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